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Protecting Your Future

Protecting Your Future 
Credit & Debt 

Some of life’s most important goals have big price tags.

  • What does your dream car cost?
  • What’s the average price of a home in the community where you’d like to live?

Even if you don’t know the exact cost, you know it’s going to be hard to save enough to pay in cash.

That’s where credit comes in. Credit lets you borrow money to pay for these and other major goals. You pay back the loan, plus interest, over time. But to qualify for credit, you have to be creditworthy.

Do you want to learn more about using credit?

Your lender will gauge your ________________ and heavily rely on what's written on your credit report.


 

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 Creditworthy

Being creditworthy means a lender believes you'll pay back what you borrow on time based on the way you've used credit in the past.